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Buying & Selling

Do I need a CL-100 to sell my house in Mount Pleasant?

In one paragraph

A CL-100 (Wood Infestation Report) is required by most lenders and included in most real estate contracts in South Carolina. It must be completed by a SCDPR-licensed inspector. It reports on evidence of termites, other wood-destroying insects, and wood decay found during the inspection — and the buyer's lender typically requires it before closing.

What a CL-100 is and who requires it

The CL-100 is the South Carolina Wood Infestation Report — a standard form completed by a SCDPR-licensed pest control inspector that reports the findings of a visual inspection of the structure. It covers evidence of subterranean termites (including Formosan termites), drywood termites, other wood-destroying insects (carpenter ants, powderpost beetles), wood decay fungi, and wood-to-soil contact.

Most conventional mortgage lenders, VA loans, and FHA loans require a current CL-100 as part of the closing package. The buyer's real estate contract typically specifies a CL-100 inspection period. It is ordered by the buyer or their agent, completed by a licensed inspector, and the results go to both parties and the lender.

Lender requirements do not change by zip code, but who ends up ordering the CL-100 sometimes does, since real estate agents in Mount Pleasant often work buyers relocating from as far out as Moncks Corner or Ladson for the coast. The licensed pros we connect you with report the same findings regardless of where the sale starts, whether the buyer commutes in from Awendaw or is closing on a place near Lake Moultrie before moving closer to the water.

What happens if the CL-100 finds an active infestation

An active termite infestation found on a CL-100 must be disclosed. The contract terms determine what happens next — whether the seller must treat, whether the price adjusts, or whether the buyer has the right to walk away. In practice, most transactions continue with the seller engaging a licensed termite treatment operator, obtaining a treatment letter, and potentially attaching a termite bond that transfers to the buyer at closing.

A prior termite treatment does not automatically fail a CL-100 — prior evidence of infestation is disclosed and noted as treated. A current active infestation without treatment documentation is what creates a transaction problem.

Mount Pleasant sellers run into this most often on older homes near the water, where crawl spaces stay damp longer than a slab foundation would allow. The same documentation issue shows up on inspections the licensed pros we connect you with handle near Charleston's King Street and Ansonborough, where historic construction and tight lot lines make active activity harder to miss and easier to document. A closing timeline slips when that paperwork is incomplete, not when treatment history exists.

The termite bond and the CL-100 are related but not the same

A termite bond is a service agreement between a homeowner and a licensed operator that typically includes annual inspections and retreatment or repair coverage if termites return. The bond is separate from the CL-100, though a current bond and a recent annual inspection letter can support the CL-100 findings. Some buyers require that a transferable termite bond be in place at closing as a condition of the sale.

Related

Other questions people ask

Should I be worried about one mouse in my house in Mount Pleasant?

Yes. One mouse inside a structure is not evidence of one mouse — it is evidence that entry points exist and that at least one animal has found them. In coastal South Carolina, the more likely culprit in older or taller homes near vegetation is the roof rat, not the house mouse. Both species breed quickly; a single observation warrants an exclusion inspection rather than a single trap.

Are pest control treatments eco-friendly in Mount Pleasant?

Eco-friendly pest control uses reduced-risk products — lower toxicity active ingredients, botanical-derived compounds, and targeted application methods that minimize exposure to non-target organisms. It does not mean zero chemistry. In the Lowcountry, where salt marsh, tidal creeks, and the Wando River are within the treatment zone, runoff and aquatic impact are legitimate considerations. IPM-based operators evaluate non-chemical controls first and use chemistry selectively.

What is included in a pest control visit in Mount Pleasant?

A standard quarterly pest control visit covers exterior perimeter treatment, interior spot treatment on complaint, and inspection for conducive conditions. It does not include termite treatment, wildlife removal, or bed bug service — those are separate programs. The first visit in a new plan is typically more comprehensive than maintenance visits.

How much does pest control cost in Mount Pleasant?

Price tracks which pest you have, the size of your home, and whether you are buying one visit or a seasonal plan. Termite work and wildlife removal are quoted separately from general pest control — they are different trades. Ask for the first-visit cost alongside the recurring figure before you agree to anything.

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